Payment Terms & Billing Policy

Last Updated: October 18, 2026

This Payment Terms and Billing Policy explains how payments, pricing, billing, taxes, payment authorizations, order verifications, refunds, and other payment-related matters are handled for purchases made through https://www.laurenin.com/.

Laurenin is an online retail store primarily serving customers in the United States.

1. Acceptable Payment Methods

Laurenin accepts payment methods displayed at checkout. Available payment options include:

Credit and Debit Cards:

  • Visa

  • Mastercard

  • American Express

  • Discover

  • Diners Club

  • Maestro

Digital Wallets:

  • Apple Pay

  • Google Pay

  • Shop Pay

  • PayPal

The payment options presented on the checkout page at order submission represent the authorized payment methods for that transaction. Payment must be successfully authorized before an order enters fulfillment.

2. Payment Processing and Security

Payments are processed through secure payment service providers and checkout systems integrated into our Site. Laurenin implements administrative, technical, and physical security measures to protect personal and payment data during transmission. Laurenin does not directly store complete payment card numbers. All cardholder details are processed by PCI-DSS compliant payment service providers.

3. Currency

Our primary operating currency is United States Dollars (USD). Product prices and transaction currencies are clearly displayed on the checkout page. If your card, bank account, or payment instrument is denominated in another currency, foreign exchange fees or conversion charges may be applied by your financial institution.

4. Product Pricing

We make every effort to maintain accurate pricing across our catalog. The applicable price for any order is the price displayed on the checkout page at the time of order placement. In the event of a pricing or technical error on the Site, we reserve the right to correct the error and cancel any order placed at an incorrect price, providing a 100% full refund to the original payment method.

5. Taxes

Applicable sales taxes are calculated based on shipping destination, item specifications, and statutory tax regulations. Any taxes collected by Laurenin are clearly itemized on the checkout page prior to purchase.

6. Shipping Fees

Shipping charges are determined in accordance with our Shipping Policy and displayed on the checkout page prior to order confirmation. Eligible orders receive free standard shipping. For complete details regarding destinations, processing schedules, and delivery transit times, please review our Shipping Policy.

7. Final Order Total

Prior to finalizing your purchase, you can review the following breakdown on the checkout page:

  • Item prices

  • Applicable discounts or promotional adjustments

  • Sales tax

  • Shipping fees

  • Selected payment method

  • Transaction currency (USD)

  • Final order total

Submitting an order authorizes Laurenin to charge the final amount displayed at checkout to your selected payment method. Laurenin does not charge unannounced administrative or hidden fees on completed orders.

8. Payment Authorization

Payment authorization occurs during the checkout process. By placing an order, you confirm that:

  • You are authorized to use the selected payment method.

  • Your billing and payment information is accurate and complete.

  • You authorize payment for the final order amount displayed at checkout.

9. Billing Verification and Fraud Prevention

To protect our customers and store security, Laurenin reviews order and payment details prior to dispatch. Orders will be delayed, declined, or canceled under the following conditions:

  • Payment authorization cannot be obtained.

  • Billing details are incomplete or mismatched.

  • Order details cannot be verified.

  • Transactions are flagged for potential fraud or unauthorized activity.

If additional verification is required, our support team will contact you using the details provided with your order.

10. Order Confirmation

Upon successful order submission, an order confirmation email is automatically sent to the email address provided at checkout. The confirmation contains:

  • Order number

  • Ordered products

  • Shipping address

  • Contact details

  • Order total

  • Payment status

Please review your confirmation carefully and contact us immediately if corrections are needed. Laurenin reserves the right to cancel an order prior to shipment due to payment failure, stock unavailability, pricing errors, or fraud prevention. If an order is canceled after payment is processed, a full refund is returned to the original payment method.

11. Payment Failures and Declines

If a payment fails or cannot be authorized, the order will not be processed. Declines occur due to incorrect billing details, insufficient funds, expired credentials, or issuing bank restrictions. If your payment is declined, please select an alternative payment method at checkout or contact your issuing bank.

12. Authorization Holds

If an order is canceled or an authorization fails to settle, a temporary authorization hold may appear on your payment account. The release of authorization holds is managed entirely by your issuing bank or payment provider.

13. Payment Disputes and Unauthorized Transactions

If you identify a billing error or suspect unauthorized activity, please contact hello@laurenin.com immediately. To resolve payment disputes or fraud inquiries, Laurenin provides relevant transaction and fulfillment records to authorized payment processors and financial institutions.

14. Refunds

All approved refunds are governed strictly by our Return and Refund Policy. Refunds are credited back to the original payment method used at checkout. Once a returned parcel passes inspection at our fulfillment facility (taking 1–3 business days), Laurenin initiates refunds within 1–3 business days, with funds posting to your account within 3–5 business days. For full details, please consult our Return and Refund Policy.

15. Receipts and Order Documentation

Customers receive an automated email confirmation containing complete transaction details upon placing an order. If you require additional copies of your purchase invoice, please email hello@laurenin.com with your order number.

16. Payment Information and Privacy

Personal data collected during checkout and payment processing is handled in accordance with our Privacy Policy.

17. Changes to This Policy

We update this Payment Terms and Billing Policy periodically to reflect changes in payment processing, store operations, or statutory requirements. Revised versions are published directly on this page with an updated "Last Updated" date.

18. Related Store Policies

For additional information, please review our:

  • Shipping Policy

  • Return and Refund Policy

  • Privacy Policy

  • Terms of Service

19. Contact Us

If you have questions regarding payment methods, billing, refunds, checkout, or an existing order, please contact our support team:

  • Store Name: Laurenin

  • Official Website: https://www.laurenin.com/

  • Email: hello@laurenin.com

  • Phone: +1 630-462-7523

  • Store Address:

    218 ABERLOUR DR

    SUMTER, SC 29154

    United States

  • Business Type: Online Retail Store

  • Primary Market: United States

  • Customer Support Hours:

    Monday – Saturday: 9:00 AM – 6:00 PM Eastern Time (ET)

    Sunday: Closed

(We aim to respond to customer inquiries within 1–2 business days.)